A few months ago, I wrote about how I created a second checking account to use for online purchases from websites that I did not completely trust with my (sole) credit card information. The idea is to keep this account empty at all times unless I am going to make an online purchase from a shady site.
Well...I do not make online purchases that often, especially from websites that I do not trust. So today, Wells Fargo decided to close my second checking account because it was inactive and without a balance.
Do you see the irony?
Now I have to waste my time to create the account again (and get a straight answer the conditions under which an account is automatically closed). The whole point of getting this account was to save me the time and money involved with the theft of my identity. Of course I would rather have an account mistakenly closed than have my identity stolen, but I am not happy that this is costing me time when the whole point is that it is supposed to be saving it.
When I opened this account, the Wells Fargo employee told me that I had to transfer $100 into the account, but also said that I could transfer it back right away. No one ever told me that I needed to do anything to keep the account from automatically closing.
This is not the first time that Wells Fargo has neglected to give me all the pertinent information. Do I have any hope that it will be the last?